Real Capital Finance LLC assists businesses in procuring U.S. SBA Loans & Hard Money Loans. Our network of small business lenders includes a multitude of Small Business Investment Companies (SBIC) which are certified and regulated by the U.S. Small Business Administration (SBA).

The U.S.  Small Business Administration (SBA) was created in 1953, and continues to help small business owners and entrepreneurs pursue the American dream. The SBA is the only cabinet-level federal agency fully dedicated to small business and provides counseling, capital, and contracting expertise as the nation’s only go-to resource and voice for small businesses. 

Small Business Loan applicants must realzie that the SBA does not loan money to small businesses but offers a mechanism for licensing and regulating Small Business Investment Company (SBIC) licensed by the Small Business Administration (SBA). The SBA doesn’t invest directly into small businesses, but it does provide funding to qualified SBICs with expertise in certain sectors or industries. Those SBICs then use their private funds, along with SBA-guaranteed funding, to invest in small businesses. An SBIC is a privately owned company that’s licensed and regulated by the SBA. SBICs invest in small businesses in the form of debt and equity. 

The United States SBA 504 Loan program is a powerful economic development loan program which began in 2012 and continues to offer small businesses another avenue for business financing. The U.S. SBA 504 Loan Program provides approved small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization. 504 loans are made available through Certified Development Companies (CDCs) available through Real Capital FInance LLC's network of small business lenders.

Real Capital Finance Offers Hard Money Loans through our vast network of lenders.  Depending on a loan applicants circumstances: cash flow, physical status and credit history, our loan specialist will explore all options available through our network of lenders. For loan applicants who possess physical assets,  a hard money loan may be the best option. Hard money loans are typically short term bridge loans that are asset-based loan financing. In this case the borrower may receive funds secured by real property. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans.

No matter your businesses situation, it is likely that Real Capital Finance has a loan solution that is right for your business. Upon completion of our online loan application, one of our loan specialist will begin to tailor a loan specific to your needs.

Cash Flow Friendly

We can provide you with a revenue-based, variable remittance plan with payments based on your actual sales volume and debited directly from your bank or merchant processing account on a daily or weekly basis.

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High Approval Rates

No need to have great credit. Show us steady gross income, healthy margins, or a low debt-to-income ratio to get approved immediately. We get approvals for 95% of our applicants!